An Independent Flat-Fee Life Settlement Broker

Too many policyholders surrender their life insurance for a fraction of its true market value — or worse, let it lapse entirely. Traditional brokers take 20-30% of your settlement proceeds, often without full disclosure of what you're paying. Families lose tens of thousands of dollars they've earned, simply because the system wasn't built to serve them.

Trust Life Settlements was founded in 2016 to change that. Our mission is simple: ensure every policyholder receives the maximum value for their policy, with complete transparency at every step. We represent only the seller — never the buyer — and our flat-fee model means you always know exactly what you'll pay before you commit. No percentage-based commissions. No hidden costs. No conflicts of interest.

We believe policyholders deserve an advocate who shops their policy to a competitive marketplace of institutional buyers, presents every offer transparently, and charges a fair, predictable fee for the work — not a percentage of the proceeds. That's the standard we hold ourselves to on every single case.

The result? Because our fee is flat and capped, more of the settlement stays with you — often tens of thousands of dollars more than a traditional 20–30% commission would leave on the same offer.