Terms and Conditions | Trust Life Settlements

Acceptance of Terms

By accessing or using the website of Trust Life Settlements, LLC. ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, you may not use our website or services.

Description of Services

Trust Life Settlements, LLC. is a licensed life settlement broker that assists policyholders in selling their existing life insurance policies to qualified institutional buyers. Our services include:

Evaluating life insurance policies for settlement eligibility
Obtaining competitive offers from multiple institutional buyers
Guiding policyholders through the life settlement transaction process
Providing educational resources about life settlements

Eligibility

Our services are available to individuals who are at least 18 years of age and legally capable of entering into binding contracts. Life settlement transactions are subject to specific eligibility criteria, which may vary by state.

No Guarantee of Offers or Outcomes

While we make every effort to obtain competitive offers for your life insurance policy, we do not guarantee:

That your policy will qualify for a life settlement
That you will receive any offers
Any specific settlement amount or outcome
A specific timeline for completion of any transaction

Settlement values depend on multiple factors including the insured's age, health, policy type, face value, and current market conditions.

Fees

Trust Life Settlements charges a predetermined capped fee based on the amount of the offer. Our fee is disclosed to you in writing before you enter into any binding agreement and is only collected upon the successful closing of a life settlement transaction. There are no upfront fees, application fees, or charges if your policy does not sell.

Your Obligations

By using our services, you agree to:

Provide accurate, complete, and truthful information about yourself and your insurance policy
Promptly notify us of any material changes to your health, policy, or personal circumstances
Execute necessary documents in a timely manner to facilitate the settlement process
Not misrepresent any information to us, buyers, or other parties involved in the transaction

No Obligation to Sell

You are under no obligation to accept any offer presented to you. You may withdraw from the settlement process at any time prior to executing a final settlement contract without penalty or cost to you.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Trust Life Settlements, LLC. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written consent.

Website Use Restrictions

You agree not to:

Use our website for any unlawful purpose
Attempt to gain unauthorized access to our systems or data
Transmit viruses, malware, or other harmful code
Interfere with the operation of our website
Scrape, collect, or harvest data from our website without permission
Impersonate any person or entity

Limitation of Liability

To the fullest extent permitted by law, Trust Life Settlements, LLC. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services, including but not limited to loss of profits, data, or goodwill.

Our total liability for any claim arising from or related to our services shall not exceed the amount of fees actually paid by you to us in connection with the specific transaction giving rise to the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Trust Life Settlements, LLC., its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of our services.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved exclusively in the state or federal courts located in Florida.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes become effective when posted on this page. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

Phone: (800) 216-2513
Email: michael@trustlifesettlements.com