Life Settlements by State
Every state has its own regulations and consumer protections for life settlements. Find the details for your state below.
Life Settlement Regulation Across the US
Life settlements are regulated by state insurance departments across the United States. Most states require brokers and providers to hold specific licenses, provide written disclosure of all offers and compensation, and grant sellers a rescission period during which they can cancel the transaction.
As licensed life settlement brokers, we comply with the specific regulations of each state where we operate. This means your transaction follows the exact consumer protections your state requires — including disclosure requirements, competitive bidding processes, and cooling-off periods.
Traditional brokers charge from 20% to 30% of your settlement, sometimes even more when transparency or disclosure is not regulated. Our flat-fee model means you keep significantly more of your payout, regardless of which state you live in.