Privacy Policy
Last Updated: July 8, 2025
Introduction
Trust Life Settlements, LLC. ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or otherwise interact with us.
By using our website or services, you consent to the practices described in this Privacy Policy.
Information We Collect
Personal Information
We may collect the following personal information when you voluntarily provide it to us:
- Full name, date of birth, and contact information (phone, email, mailing address)
- Life insurance policy details (carrier, face value, policy type, premium amount)
- Health information necessary for obtaining life settlement offers
- Financial information related to settlement transactions
- Social Security number (when required for transaction processing)
- Beneficiary information
Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address and browser type
- Pages visited and time spent on our site
- Referring website or source
- Device type and operating system
How We Use Your Information
We use the information we collect to:
- Evaluate your life insurance policy for settlement eligibility
- Obtain competitive settlement offers from institutional buyers
- Communicate with you regarding your policy review and settlement process
- Process transactions and manage your account
- Comply with legal and regulatory requirements
- Improve our website and services
- Respond to your inquiries and provide customer support
Information Sharing and Disclosure
We may share your personal information with:
- Life settlement providers and institutional buyers: To obtain offers for your policy. All providers are licensed and bound by confidentiality agreements.
- Medical records providers: To obtain health information necessary for settlement underwriting, only with your written authorization.
- Service providers: Third parties who assist us in operating our business (e.g., escrow agents, legal counsel) under strict confidentiality obligations.
- Regulatory authorities: When required by law or to comply with applicable life settlement regulations.
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Transaction records may be retained for a minimum of seven (7) years as required by applicable regulations.
Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information (subject to legal retention requirements)
- Opt out of non-essential communications
- Withdraw consent at any time
To exercise any of these rights, please contact us using the information provided below.
Cookies and Tracking
Our website may use cookies and similar tracking technologies to improve user experience and analyze site traffic. You can control cookie settings through your browser preferences. Disabling cookies may affect certain features of our website.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
- Phone: (800) 216-2513
- Email: michael@trustlifesettlements.com