Your Clients Are Seeing Life Settlement Ads — Be Their Trusted Guide
TV commercials are already pitching life settlements to your clients. As a fiduciary, introduce the option yourself — with a licensed, regulated partner — before they call a number from a commercial.
Advisor Case Example
$500K Universal Life Policy
Client got 3.9x more — guided by their trusted advisor
Why Advisors Choose to Lead the Conversation
Your clients are increasingly being exposed to life settlement advertising, online calculators, direct-to-consumer offers, and companies promising to help them sell their life insurance policies. When questions arise, you should be the professional they turn to first.
Trust Life Settlements gives financial advisors an independent, Flat-Fee life settlement brokerage resource to help evaluate a client's policy before they surrender it, allow it to lapse, or respond to an advertisement on their own. We help determine whether a policy may qualify for the secondary market, market eligible policies to institutional buyers, seek competitive offers, and provide the information needed to evaluate those offers.
Most importantly, you remain part of the conversation. Our role is to provide specialized life settlement brokerage expertise while helping you remain the client's trusted financial professional throughout the process.
And with our transparent Flat-Fee structure, rather than a traditional percentage-based broker commission, your client can understand the cost of our brokerage services upfront — before deciding whether to proceed.
Fulfill Your Fiduciary Duty
Life settlements are a recognized financial option. As a fiduciary, presenting all viable alternatives — including settlements — protects you and serves your client's best interest.
Be the Trusted Source First
TV commercials and online ads are already reaching your clients with settlement offers. When you introduce the option, you stay in control of the conversation and the relationship.
Deliver Better Client Outcomes
Clients who learn about settlements from their advisor — rather than a TV commercial — get professional guidance, competitive offers, and typically 3-8x more than cash surrender value.
Protect Your Client Relationship
We work alongside you, not around you. Your client stays your client. We never solicit your book of business or contact clients without your permission.
White-Glove Service
We handle all paperwork, buyer negotiations, and compliance. Your clients get concierge-level support from start to finish while you maintain oversight.
Advisor Portal & Tracking
Log in to track every case in real-time — status updates, documents, offers, and timelines all in one place.
How the Referral Process Works
Simple, transparent, and built for busy professionals. We do the heavy lifting.
Introduce the Option
Discuss life settlements as part of your policy review. Send us basic policy details — we evaluate eligibility within 24 hours.
We Handle Everything
From application to buyer marketing — we manage the entire process. You maintain oversight and client communication.
Offers Presented
We present competing offers from 20+ institutional buyers. You guide your client through evaluating the best option.
Client Receives Settlement
Your client gets a lump-sum payment far exceeding cash surrender value — knowing their advisor led them to a better outcome.
Which Clients May Qualify?
If any of your clients match these criteria, they may be sitting on significant untapped value in their life insurance policy.
- Age 65+ (some cases 55+)
- Policy face value $100,000 or more
- Universal Life, Whole Life, or Convertible Term
- Client considering lapse, surrender, or reduced paid-up
- Health changes since policy was issued
- Premium burden exceeding budget
Our Commitment to Advisors
- We never solicit your clients or book of business
- All communication goes through you unless directed otherwise
- Full transparency — no hidden fees or agendas
- NDA available before sharing any client information
- No cost to you or your client unless a settlement closes
- Dedicated advisor liaison for all your cases
Advisor FAQs
Ready to Partner?
Join 400+ financial professionals who proactively introduce life settlements as part of their client review process. Protect your clients from misleading ads — be their trusted guide.
Advisor Direct Line
(800) 216-2513