Welcome Funds vs. Trust Life Settlements
Veteran life settlement broker with 20+ years in the industry. See how they compare to our flat-fee, transparent approach.
About Welcome Funds
Welcome Funds (formerly known as Welcome Funds Inc.) is one of the oldest life settlement brokerage firms in the United States. With over 30 years of experience, they have facilitated billions in life settlement transactions. They operate as a traditional commission-based broker.
Founded
1991
Headquarters
Boca Raton, FL
Fee Structure
Commission-based (varies, typically industry-standard 20%+)
Minimum Policy
$100,000 face value
How Welcome Funds Works
Submit policy information and health details for a free evaluation.
If eligible, Welcome Funds gathers medical records and policy documents.
The case is marketed to their extensive network of institutional buyers.
They present all offers and guide you through closing.
Typical timeline: 3–5 months typical
Welcome Funds: Pros & Cons
Pros
- One of the most experienced firms in the industry (20+ years)
- Large network of institutional buyers
- Licensed in nearly all states
- Strong track record of completed transactions
Cons
- Traditional commission-based fee structure
- Process can be slow due to high volume
- Less modern technology and digital experience
- Commission percentage may not be clear upfront
Welcome Funds vs. Trust Life Settlements
See exactly how our approach differs — and why policyholders keep more with Trust.
Commission-based — percentage taken from proceeds
Flat fee — you know the cost before committing
Traditional process — can take 3–5 months
Streamlined digital process — typically faster turnaround
Fee details may not be disclosed until later stages
Complete fee transparency from day one
Older technology and communication methods
Modern tools — digital updates and clear communication throughout
Estimate Your Policy Value
Get Your Free Estimate
Fill in your details below for a personalized settlement estimate.
Who Qualifies with Welcome Funds?
Policyholders age 65 or older
Policies with at least $100,000 face value
Universal life, whole life, and convertible term
Those considering lapsing, surrendering, or who have had a health change
Think you qualify? Compare offers.
Even if you qualify with Welcome Funds, it pays to compare. Trust Life Settlements markets your policy to 20+ institutional buyers with a flat fee — so you know exactly what you'll pay and keep more of your settlement.
Check Your EligibilityWelcome Funds FAQ
How experienced is Welcome Funds?
Welcome Funds has been in business since 1991, making them one of the longest-operating life settlement brokers in the U.S. They have facilitated billions in transactions over three decades.
What does Welcome Funds charge?
Welcome Funds operates on a traditional commission model, typically taking a percentage of your settlement proceeds. Exact percentages may vary and aren't always disclosed upfront.
Is Welcome Funds a broker or buyer?
Welcome Funds is a broker, meaning they shop your policy to multiple buyers on your behalf. However, their commission reduces the amount you ultimately receive.
Get a Better Deal Than Welcome Funds
Our flat-fee model and competitive bidding process means you keep more of your settlement. Get a free, no-obligation policy review today.