A Fiduciary-First Life Settlement Program for Organizations
Built for firms, associations, and organizations that put their clients' best interest first — with one published Flat-Fee schedule for every policyowner.
How the Program Protects Your Clients
National Accounts is designed around the policyowner — so the organizations that refer them can do so with confidence.
Working for the Policyowner and Their Agent
We work on behalf of the policyowner and alongside their agent or advisor — never on behalf of the buyer. Every recommendation is made with the policyowner's best interest in mind.
One Published Fee Schedule for Everyone
Every client pays from the same five-tier Flat-Fee schedule, whether they come through an organization or on their own. No special deals, no volume pricing, no negotiation.
Fees Disclosed Before Anything Is Signed
Your client knows exactly which fee tier applies before committing. Fees are paid from settlement proceeds at closing — never out of pocket.
Competing Offers from 20+ Institutional Buyers
Qualifying policies are presented to more than 20 institutional buyers to create real competition. Every offer received is shown to the policyowner in writing.
Educational Materials for Your Members
Plain-language resources that help clients and members understand life settlements as an alternative to lapse or surrender — so they can make an informed decision.
Documentation for Compliance Review
Our fee schedule, disclosures, and fiduciary commitments in writing, so your compliance team can review the relationship before any client is referred.
How We Work With Referral Partners
National Accounts was designed for organizations that put their clients' best interest first. We work on behalf of the policyowner and alongside their agent or advisor to seek the strongest possible outcome.
- We work alongside the agent or advisor, keeping them informed at every step.
- Every client pays from the same published Flat-Fee schedule.
- Fees and any compensation are disclosed in writing before anything is signed.
- We work for the policyowner, not the buyer — no bid markups or hidden spreads.
See the full Flat-Fee schedule or compare costs with our fee comparison tool.
Designed For
Organizations with multiple advisors, agents, or members who want a consistent, fiduciary-first option for their clients.
Fiduciary Advisory Firms & RIAs
Give every advisor in your firm a consistent, transparent option for clients with unwanted or unaffordable policies — one that aligns with your firm's fiduciary standard.
Membership Organizations & Associations
Provide members with education and access to an independent, fee-transparent broker as an alternative to letting a policy lapse or surrendering it for cash value.
CPA & Estate Planning Firms
Help clients evaluate a policy as an asset during estate, retirement, or tax planning — with a fee that is known upfront and does not scale as a percentage of proceeds.
Insurance Agencies & IMOs
Give agents a straightforward way to help clients with lapsing policies, with the policyowner represented by a licensed broker who owes a fiduciary duty to them.
National Accounts FAQ
What is the National Accounts program?
National Accounts is Trust Life Settlements' program for organizations — advisory firms, associations, CPA firms, and agencies — that want to offer their clients or members a consistent, fiduciary-first life settlement option with one published Flat-Fee schedule.
Do organizations receive special pricing?
No. Every client pays from the same published five-tier Flat-Fee schedule, whether they are referred by an organization or contact us directly. Uniform pricing protects every policyowner equally.
How do you work with the referring agent or advisor?
We work on behalf of the policyowner and alongside their agent or advisor throughout the process — from policy review to closing. Any compensation involved is disclosed in writing, and the policyowner's best interest remains the priority.
Where does Trust Life Settlements serve clients?
We serve clients in 45+ states, directly and in collaboration with licensed partner brokers, in compliance with applicable state life settlement regulations.
Let's Talk About Your Clients
We'll walk your team through our fee schedule, disclosures, and process so you can review the relationship before referring anyone. No minimums required.