Unhappy with What You Were Offered?
Paying too much in commission or fees? Sounds like you need a second opinion. We'll review your situation at no cost and let you know if you can do better.
Signs You Need a Second Opinion
If any of these sound familiar, you may be leaving money on the table.
Your offer feels lower than expected
You're being charged 20–30% in commissions
The broker won't disclose their fee upfront
You only received one offer from one buyer
You feel pressured to accept quickly
No one explained how they arrived at the offer amount
How It Works
Getting a second opinion is simple, free, and carries zero obligation.
Share Your Details
Tell us about your policy and the offer you received. We'll review everything confidentially.
We Evaluate & Shop
We assess the market value and shop your policy to our network of 20+ institutional buyers.
You Decide
We present competing offers. If we can beat your current deal, great. If not, we'll tell you honestly.
Why Policyholders Choose Us for a Second Opinion
Transparent Flat Fee
Our 5-tier flat-fee model is transparent and known before you commit. The fee is paid from the settlement proceeds at closing — never out of pocket. No percentage games, you keep far more.
More Buyers, Better Offers
We shop your policy to 20+ licensed institutional buyers. Competition drives your offer up — not a single take-it-or-leave-it number.
Fiduciary Duty to You
We represent the policyowner exclusively. Our obligation is to maximize your outcome, not the buyer's.
No Obligation, No Pressure
Getting a second opinion costs you nothing. If we can't beat your current offer, we'll tell you — no strings attached.
What's It Costing You?
A traditional broker charging 20–30% on a $400,000 settlement takes $80,000–$120,000 of your money. Our flat fee for that same settlement is $30,000.
That's $70,000 more in your pocket — for the same work, the same buyers, the same outcome.
And if you only received a single offer from a single buyer, you may not even have the best price yet. Competition among multiple institutional buyers is what drives settlement values up.
Common Questions
Will my current broker know I'm getting a second opinion?
No. Your inquiry is completely confidential. We never contact your existing broker or buyer.
What if I already signed paperwork with another broker?
Many broker agreements allow you to terminate with notice. We can review your situation and advise on your options — at no cost.
Does getting a second opinion cost anything?
Absolutely not. Our policy review and evaluation are always free with no obligation.
What if you can't beat my current offer?
We'll tell you honestly. If your current deal is the best available, we'll confirm that and wish you well. No pressure, no games.
You Deserve to Know If You Can Do Better
A quick, confidential conversation could save you tens of thousands of dollars. There's no cost, no obligation, and no pressure.